Epstein Data Wiki

Bradley Gillin

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Bradley Gillin

Bradley Gillin was a vice president in Deutsche Bank Wealth Management in New York, working out of the bank’s office at 345 Park Avenue. Between at least 2016 and mid-2019 he was one of the relationship-side bankers on the Jeffrey Epstein accounts. His own signature block on the sheets cited below gives his title as Vice President, Deutsche Bank Wealth Management, 345 Park Avenue, 24th Fl, New York, NY 10154.1

What distinguishes his file from those of the compliance officers and approvers around him is that he is the person moving the instructions. The documents in the release do not show him setting policy or clearing an alert. They show him asking a branch to release cash, asking a back office why a deposit bounced, passing a client’s card limits to the family office, and telling an anti-money-laundering officer what a trust document appeared to say. The acts below are his own, taken from messages he sent under his own name.

WhoBradley Gillin, Vice President, Deutsche Bank Wealth Management, 345 Park Avenue, 24th Fl, New York, per his own signature block1
His own messages689 sender rows in the email metadata index, 2011 and 2016 to July 2019. Not 689 documents: see What the volume in his file is, and is not2
⭐ The act, 18 Sep 2017Answered a branch’s six large-withdrawal questions and obtained approval for $35,000 in cash to be collected by Darren Indyke under a power of attorney3
Also documentedA $450,000 deposited check returned “REFER TO MAKER”, 27 Sep 20174 · card limits relayed to the family office, 22 Jun 20185 · the insurance-trust beneficiary question, 15 Nov 20186
Appears withStewart Oldfield, Bella Klein, Richard Kahn, Darren Indyke
Related pagesDeutsche Bank, Hyperion Air, Southern Financial

September 2017: the $35,000 cash withdrawal

The clearest single sequence in his file runs over about twenty-two hours on 18 and 19 September 2017, twelve days after Hurricane Irma passed over the US Virgin Islands. It is preserved whole in one nine-sheet run, and every sheet quoted in this section was read at the image at 700 dpi.

At 12:40 PM on Monday 18 September, Firdaus Madiar, an assistant vice president and assistant branch manager at Deutsche Bank Trust Company Americas, wrote to Gillin that “due to the large withdrawal” six items of information “will need to be provided”: amount of withdrawal, client valid government ID, an identity number, occupation, client residential address, and reason for large amount. Madiar closed: “Once completed we can, gladly accommodate your client.”7

At 1:22 PM Daphne Cales, a director and the branch manager, wrote to Madiar and Gillin: “Just spoke to Firdaus about this, and you should be okay to go provided that there is an executed POA form on file for the client. Make sure to communicate the below to the POA as well.”8

At 1:35 PM Gillin answered all six items in a single message. He identified the account as Epstein’s, wrote that “Darren Indyke had full POA on this account”, described him as “a familiar face at the branch” who “will be the one picking up the cash”, and gave the amount as $35,000 USD. Against “Reason for large amount” he wrote:

Jeffrey’s home in St. Thomas was damaged in Hurricane Irma. He now needs cash for construction crews to begin repairs. The island currently has no power. Cash is the only way to insure payment to construction crews.

He ended: “Do they need to write a check made out to ‘Cash’ for the $35,000?”3

That is a documented fact about what Gillin wrote. It is not a finding about what the money was used for, and this page makes no claim on that question.

Madiar replied at 1:43 PM that “The branch will be ready to accommodate Mr. Epstein’s request” and confirmed the check should be made payable to “Cash”.9 At the same minute Cales wrote, of the identification Gillin had attached, “Just a note that this ID is expired.”10 Four minutes later the branch staff answered: “We have a current valid copy of Darren’s ID.”11 At 1:50 PM Gillin wrote: “Great. I will let Darren know to bring a check. When will the cash be available for pick up?”12 At 1:57 PM the branch answered: “We will have the cash available for pick-up tomorrow morning. Darren normally comes in around 10am.”13

At 9:38 AM the next morning Gillin wrote to the branch: “Just confirming we are all set for the cash pick up.”14

What the release does not show. The thread ends there. No document found for this page records the cash actually being handed over, and the 19 September message is a confirmation that the arrangement stood, not a record that it was executed. Nothing on these sheets establishes what the money was used for beyond the reason Gillin himself gave the branch. Both limits are scoped to the material reviewed for this page.

The sequence the regulator’s order sets around it

The 2020 New York Department of Financial Services consent order against the bank, described at Deutsche Bank, records that Epstein’s personal attorney made 97 withdrawals of $7,500 each from the Park Avenue branch between 2013 and 2017, $7,500 being the bank’s limit for third-party withdrawals, and that in July 2017 the wealth management transaction monitoring team met with him to say his pattern gave the appearance of structuring.15

Two months after that meeting, Gillin obtained branch approval for a single third-party cash withdrawal of $35,000, roughly four and a half times that limit, with a written reason, an executed power of attorney as the stated condition, and the same attorney named as the person collecting. The question this sequence raises, and which no document reviewed for this page answers, is whether the September withdrawal was treated inside the bank as a consequence of the July conversation, as an exception to the third-party limit, or as neither. The consent order as summarised on the bank’s page does not name Gillin, and no document found here connects the two events.

September 2017: a $450,000 check returned

Nine days later, on Wednesday 27 September 2017, Divya Rajawat wrote to a group including Oldfield, Gillin and William-M Finn that a check “for $ 450,000.00 has been deposited” to an Epstein account “but returned with reason as remitter’s account in ‘REFER TO MAKER’ status”, adding that “As the return reason REFER TO MAKER , then the item will be return only.”4

At 11:09 AM Gillin asked: “Please clarify what ‘Refer to Maker’ means.” Hemant-Kumar Rathore answered that the “maker reason shows that Beneficiary directly need to reach out to originator for more clarification.”16

At 11:26 AM Gillin wrote back to the group:

The check shows that Jeffery Epstein, made a check out to himself, from a Banco popular account to be deposited in an account in his name at DB.

Why would this get returned?

The misspelling of the first name and the lower-case second word of the bank’s name are Gillin’s own and are on the sheet.17

The thread ran on for two more days across a large internal distribution and was still open on Friday 29 September, when Gillin replied to an update from Julian J Leff with the single word “Successfully?”.18 The check’s serial number is printed on the sheet and is not reproduced here; no account number appears anywhere on this page. No document reviewed for this page records how the item was finally resolved.

June 2018: the card limits, and the Paris ticket

On Monday 11 June 2018 Richard Kahn asked Oldfield whether the ATM card used to withdraw cash would “work in paris to take out euros from an ATM machine”. Oldfield forwarded the question to Gillin with the line “Should work, right?” At 12:13 PM Gillin instructed a colleague in the same message: “Please put up a ticket to let back office know the client will be in Paris.”19

Eleven days later, on Friday 22 June, Gillin sent Bella Klein a message headed “ATM/Debit Card Details” and classified Confidential, setting out the card’s limits: with a PIN, $12,000 for an ATM cash out and $1,000 for purchases; without a PIN, $12,000 for a cash advance.5

Klein forwarded it to Kahn, who answered the same morning that the attached detail “is ridiculous to find out after the fact”, that “we were told with any ATM card we can take out more than $1,000 which we are limited to at ATM machine”, and asked “brad / stewart can you please inform us which banks will allow more than $1,000 with ATM card and teller”.20

This is the only exchange found for this page in which the client side expresses dissatisfaction with a limit Gillin had relayed. No document reviewed for this page shows how, or whether, that question was answered.

November 2018: the insurance trust beneficiary

On the evening of Thursday 15 November 2018, Yoonsun Chung, a vice president in the bank’s anti-money-laundering compliance function at 60 Wall Street, put a question to Gillin about the 2007 Jeffrey E. Epstein Insurance Trust #3: who the current beneficiary was, and whether the bank held identification for that person. Gillin answered in an internal chat that the desk had “reached out to family office” and was “waiting on them”, and later that someone appeared to have added a name to the know-your-customer record already.21

At 5:37 PM he sent Chung the trust document with the note “See attached. It looks like they replaced the initial beneficiaries with” a name that is covered on the sheet. Oldfield corrected the page reference, and Chung wrote back that on her reading the person named “gets it after the grantor’s death” and that “Currently, the grantor would be the beneficiary.”6

The beneficiary’s name is barred by the producing party on the sheet cited here, and it is not recovered on this page. The act recorded is Gillin’s: he was the route between the compliance officer asking who the beneficiary was and the family office that held the answer.

The October and November 2018 relationship review

Gillin sits in the distribution of the 2018 periodic review of the Epstein relationship and of the know-your-customer remediation that ran alongside it, and in November 2018 he relayed outstanding items to the bank’s Mumbai team, including an item on the management of Hyperion Air. That chain is set out on Deutsche Bank, Hyperion Air, Stewart Oldfield, Kimberly Hart, Richard Iarossi and Andrew Gallivan, and is not restated here.

What the volume in his file is, and is not

The email metadata index for this release records 689 rows with Gillin in the sender field, which is the largest sender figure among the Deutsche Bank relationship staff the wiki has examined. That number should not be read as 689 documents, still less as 689 acts.

It is inflated in two ways that are measurable in the index itself.

The same thread is in the release many times over. The single busiest day in his file is 27 September 2017, with about fifty sender rows. Substantially all of them are copies of one “Deposit Return” thread, appearing under more than twenty different renderings of one subject line because the extraction damaged the line differently in each copy. The 18 September 2017 withdrawal thread produces nineteen rows and resolves to a single exchange of eight messages.

A row is a message inside a copy, not a document. One nine-sheet run in this file yields eight rows on its own, because each quoted message in the chain is indexed separately.

Two months, September 2017 and July 2018, account for roughly a third of the total. The honest statement of his depth is that the release preserves a bounded number of distinct exchanges, each in many copies, and that the four sequences set out above are the ones with a documented act by Gillin at their centre. This page does not offer a count of distinct documents; the deduplication needed to support one has not been run.

Gaps

  • Nothing found for this page records the outcome of the 19 September 2017 cash arrangement, the resolution of the $450,000 returned item, or the answer to Kahn’s June 2018 question about card limits.
  • His file in this release runs to July 2019. Nothing reviewed for this page records when he joined the relationship, when or why he left it, or where he went afterwards.
  • No document reviewed for this page shows Gillin filing, declining to file, or being asked about a suspicious activity report, a currency transaction report, or any escalation of his own.
  • The name-form sweep for this subject was not completed. Only the plain form was measured. A middle-initial form, if one exists, has not been tested, and on this desk’s own measurements a middle-initial form has repeatedly reached documents the plain form misses.

Notes

Footnotes

  1. Bradley Gillin, “RE: Large withdrawal [I]”, 19 September 2017. EFTA01352380 p. 1. Rendered at 700 dpi and read at the image; the signature block prints his name, title, division and office address. The same block appears in his other messages cited here. Telephone, fax and e-mail values on that block are not reproduced anywhere on this page. The run is nine sheets and is homogeneous: one email thread, page 1 of which is Gillin’s own message of 19 September, so it is not a container for some other document. ↩ ↩2

  2. Figure from the release’s email metadata index, table emails_merged, counting rows whose sender field contains the surname, queried 20 September 2026. The index counts one row per quoted message inside each copy of a document, so a single nine-sheet thread reproduced eight times contributes many rows. It is a measurement of the index, not of the record. ↩

  3. Bradley Gillin to Firdaus Madiar, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:35:11 PM, timestamped on the sheet with a zone offset. EFTA01352343 p. 1. Rendered at 700 dpi and read at the image. The account number and the identity-number field are both covered by the producing party on this sheet and neither is reproduced here. The sheet’s own dashes before “See Darren’s ID attached”, “Jeffrey is the President”, “Little Saint James” and “Jeffrey’s home” are long dashes and are reproduced as written where quoted. The sheet reads “had full POA”, not “has”; that reading was confirmed at 700 dpi. The closing line on the sheet reads “Thank you,.” with the stray comma before the stop. The same message is reproduced within EFTA01352380 p. 6 and EFTA01352365 p. 4. ↩ ↩2

  4. Divya Rajawat to Stewart Oldfield, William-M Finn, Bradley Gillin and Cynthia Rodriguez, “Deposit Return”, Wednesday 27 September 2017 11:06 AM. EFTA01421923 p. 3. Rendered at 700 dpi and read at the image. The figure was confirmed character by character at that resolution because this release’s text layer has been caught damaging currency figures. The account number in the subject line and in the body is covered by the producing party; the check’s serial number is legible on the sheet and is not reproduced here. This run is three sheets, one thread. ↩ ↩2

  5. Bradley Gillin to Bella Klein, “ATM/Debit Card Details”, 22 June 2018 at 11:43:53 AM EDT, classified Confidential, as forwarded by Bella Klein at 11:45 AM. EFTA01345869 p. 1. Rendered at 700 dpi and read at the image; all three figures were confirmed at that resolution. A sibling copy of this sheet renders the first figure as “812,000” in its text layer, which is why the image was required. The sheet carries a grand-jury confidentiality stamp. ↩ ↩2

  6. Bradley Gillin to Yoonsun Chung, copied to Stewart Oldfield, “Epstein Insurance Trust”, Thursday 15 November 2018 5:37 PM, with Oldfield’s reply of 5:39 PM and Chung’s of 5:55:28 PM. EFTA01432180 p. 1. Read at the text layer only; not rendered. The beneficiary’s name is covered by the producing party at each point where it would appear on this sheet. Chung’s signature block gives her title as “Vice President | AML Compliance”. ↩ ↩2

  7. Firdaus Madiar to Bradley Gillin, “Large withdrawal”, Monday 18 September 2017 12:40 PM. EFTA01352343 p. 3. Rendered at 700 dpi and read at the image. The six requested items are given as a bulleted list; the third reads “S.S #”, and no identity number is reproduced on this page. This run is four sheets, one thread, page 1 being Gillin’s own reply of the same day. ↩

  8. Daphne Cales to Firdaus Madiar and Bradley Gillin, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:22 PM. EFTA01352343 p. 2. Rendered at 700 dpi and read at the image. Her signature block gives her title on one line as Director | Banking Services & Branch Manager, and her entity on a separate line below it as Deutsche Bank Trust Company Americas. Described rather than quoted as a single string, because the two lines are not contiguous on the sheet. ↩

  9. Firdaus Madiar to Bradley Gillin, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:43 PM. EFTA01352365 p. 3. This sheet was read at the text layer only and was not rendered; the same message is reproduced at EFTA01352380 p. 5, also text layer only. ↩

  10. Daphne Cales to Firdaus Madiar and Bradley Gillin, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:43 PM. EFTA01352380 p. 4. Rendered at 700 dpi and read at the image. The sheet carries a single stray capital letter after the full stop, which is on the page and is not part of the sentence. ↩

  11. The Branch Staff, sent by Dana Huggins, to Daphne Cales, Firdaus Madiar and Bradley Gillin, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:47 PM. EFTA01352380 p. 3. Rendered at 700 dpi and read at the image. ↩

  12. Bradley Gillin to the branch, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:50 PM. EFTA01352380 p. 3. Rendered at 700 dpi and read at the image. The same message heads EFTA01352365 p. 1 with a zone-bearing timestamp of 13:50:02 minus 0400. ↩

  13. The Branch Staff, sent by Dana Huggins, to Bradley Gillin, Daphne Cales and Firdaus Madiar, “RE: Large withdrawal [I]”, Monday 18 September 2017 1:57 PM. EFTA01352380 p. 2. Rendered at 700 dpi and read at the image. ↩

  14. Bradley Gillin to the branch, “RE: Large withdrawal [I]”, Tuesday 19 September 2017 09:38:19 minus 0400. EFTA01352380 p. 1. Rendered at 700 dpi and read at the image. This is the last message in the run; no later sheet in this release was found recording the collection itself. ↩

  15. The consent order and its findings are set out, with their own citations, on Deutsche Bank. The figures restated here are that page’s, not a fresh reading of the order, and nothing in this section adds to them. The comparison between the $7,500 third-party limit and the September 2017 amount is arithmetic on two separately sourced figures and is offered as a question, not as a finding. ↩

  16. Bradley Gillin, “RE: Deposit Return”, Wednesday 27 September 2017 11:09 AM, and Hemant-Kumar Rathore’s reply of 11:22 AM. EFTA01421923 p. 2. Read at the text layer only; this sheet was rendered but the quoted lines were not separately re-read at the image, and the wording above follows the extraction. ↩

  17. Bradley Gillin to Hemant-Kumar Rathore, Divya Rajawat, Stewart Oldfield, William-M Finn and Cynthia Rodriguez, “RE: Deposit Return”, Wednesday 27 September 2017 11:26:15 minus 0400. EFTA01421923 p. 1. Rendered at 700 dpi and read at the image. “Jeffery” and “popular” are as printed. ↩

  18. Bradley Gillin to Julian J Leff and a distribution of eighteen further recipients, “Re: Deposit Return”, Friday 29 September 2017 11:29:21 minus 0400. EFTA01423347 p. 1. Read at the text layer only; not rendered. ↩

  19. Bradley Gillin to Stewart Oldfield and Rodney Macelus, copied to Daphne Cales and Michele-M Quattrocchi, “RE: JEE ATM card we use to withdraw cash”, Monday 11 June 2018 12:13:24 minus 0400, quoting beneath it Stewart Oldfield’s forward and Richard Kahn’s original message of 11:32 AM. EFTA01352574 p. 1. Read at the text layer only; not rendered. The colleague instructed is named on the sheet. ↩

  20. Richard Kahn’s reply, on the same sheet, above Bella Klein’s forward. EFTA01345869 p. 1. Rendered at 700 dpi and read at the image. This is necessary rather than optional: the extraction of this sheet splits Kahn’s message into two interleaved runs and joins fragments that are not adjacent on the page, so the sentence as the text layer gives it is not the sentence on the sheet. The quotation above follows the image. ↩

  21. Yoonsun Chung, “Missed conversation with Bradley Gillin”, Thursday 15 November 2018, reproducing an internal chat with timestamps from 3:40 PM to 5:27 PM. EFTA01432180 pp. 3 and 4. Read at the text layer only; not rendered. A name is covered on p. 4 immediately before the abbreviation for ultimate beneficial owner and is not recovered here. A checker will report this pin as off by one, and it is not: the chat itself is on pp. 3 and 4, while the exact string “Missed conversation with Bradley Gillin” occurs on EFTA01432180 p. 2, in the forwarding header, and the same subject on EFTA01432180 p. 3 is rendered by the extraction as “Missed conversation with Bradley Gitlin”, with the surname damaged. ↩

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