DUPLICATE COPY Gold Card® Statement of Account 117,702 Membership Rewards® Points Available at 01/26/10, when charges due are paid in has and all accounts are in good standing. Peopted FC• Aox,i :t ate cosroc.d. JEFFREY E EPSTEIN XXXX-XXXXX8-42008 01/26/10 Page 1 of 5 4ea Faro?, Rena Ban$ Parent Att." lz kkul.IMertS New Balance $ Please Pay By 02/10/10 Please refer to Pegs 4 for important information regarding your account 1,219.51 -1,219.51 +37,496.84 37.496.84 IMPORTANT NOTICE ABOUT PRIME RATE: As a result of new federal credit card regulations. we are simplifying the way that the Prime Rate is determined for variable interest rates. Accordingly, effective April 8, 2010. the second and third sentences of the subsection about the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published." Your payment of $37,496.84 will be debited from your account on 02/10/10. An inquiry to American Express concerning this debit should be made before 02/09/10. If your AutoPay payment is less than your New Balance, we must receive an additional payment for the difference by your next Closing Date. Your membership will be renewed next month. Please refer to the Renewal Notice on Page 4 To manage your Card account online or to pay your bill, please visit us at www.amerIcanexpress.com. For additional contact information, please see the reverse side of this page. MEMBERSHIP • rewards* Use Membership Rewards® PolinsforDonatIonstoHaltl American Expresso Cardmembers enrolled in the Membership Rewards program can redeem points to support charities aiding the relief effort in Haiti. For every 1.000 points. $10 will be donated to your char