tepr-18/al3 :19 05 211 Priarya Chase- 30Z•634.554O Young, Janet E Float RaSelIngs, Dana Stilt Frklay, Marla 22, 2013 1 22 PM To: Young, Janet E Co: Ne son, Justin D; PB-Sorvice13113, Travers, Scott 6; GM Banking Support; GrarnIns, Margaret M Sublime RE JEFFREY EPSTEIN - please advise On tuskless CC Eli Janet. With the additional context I wig remain with my original suggestion of the Ink Sikes Cant For convenience I have highlighted the previous incarnation In the email chain. The Ink Plus Is available in Joint and Several Liability. This means that the underwriting is done based on Mr. Epstein's credit bureau and credit worthiness. Botn he and the business are finandalh; liable, The additional line will not report to his personal bureau unless there is a delinquency as to not impact the debt ratio, Tie applications and solut ons sheets are available on the Credh Card Intranet Page. Thank you - From: Young, Janet E Sent: Friday, March 22, 201312:43 PM To; Rawlings, Mk Cc: Nelson, Tustin 0; PB-Service1318; Travers, Scott 8; GWI4 Blinking Summit; Gra:tars, Margaret M Subject: RE: JEFFREY EPSTEIN • Please advise on business CC a•lia. Dodle, Today we had a discussion watt the office of Jeffrey Epstein. All parties an agree that the credit exposure of Jeffrey Epstein will not be increased, so the Epstein office has agreed to reallocate the credit limits on the variots Ws. Today I will submit a request to decrease the limit on ISJ, MC from $200 K to $150 K. The Epsteir office has asked to issue new credit cards for an exposure of $50 K. Please see the following details and advise which business credit card would be the best one to &room? Jeffrey Epstein will 100 % liability. Southern Trust Company, Inc. Master/Total account limit550.000 Individual limits Jeffrey Epstein S25000 Cecile DeJongh $ 15,000 Jeanne Brennan 510.000 Thank You, Janet vourg Janet E. Youngs Vice President I Private Bank! J.P. Morgan HMIS ID # 832012 • 500 Stant