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EFTA01577325

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JPMorgan Chase Bank, N.A. P 0 Box 659754 San Antonio, TX 78265 - 9754 December 01, 2012 through December 31, 2012 Account Number: CUSTOMER SERVICE INFORMATION NNNNNNNNNNN1 AVILOOP LLC 301 E 66TH ST APT 11E NEWYORK NY 10065 -6217 Web site: Service Center: Deaf and Hard ofHearing: Para Espanol: International Calls: Chase.com IMPORTANT UPDATES TO THE DEPOSIT ACCOUNT AGREEMENT We will be making the following changes to the Deposit Account Agreement for Chase checking and savings accounts, effective March 24, 2013. We have: - Added the following language to the Important Definitions section: Debit card transaction: Includes any purchase from a merchant using your ATM card or debit card. - Modified the agreement to clarify that we will only send one copy of any notice relating to your account, even if the account has more than one owner. - Revised our Funds Availability Policy. Under Longer Delays May Apply, we describe circumstances where funds may not be available until the seventh business day after the day of deposit. We are deleting the sentence saying that the first $200 from your deposit will be available on the next business day, so ifwe delay availability in those cases the delay may apply to the full amount of the deposit. All other terms of your account agreement remain the same. If you have questions about the changes, please call us at the number on this statement or visit your nearest branch. CHECKING SUMMARY Beginning Balance Deposits and Additions Electronic Withdrawals EFTA01577325

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