HOUSE_OVERSIGHT_026147

31th of 31th of December December 2016 2015 Current accounts legal entities 301 303 individuals 624 489 Total current accounts 925 792 Term deposits legal entities 276 349 individuals 80 129 Total term deposits 356 478 Total customer accounts 1281 1270 31th of December 2016 31th of December 2015 €mn % €mn % Individuals 406 32 417 33 Manufacturing 219 17 213 17 Trade 446 35 437 34 Financial services 96 8 91 7 Transport and connection 87 7 83 7 Culture and education services 17 1 17 1 Other 10 1 12 1 Total customer accounts 1281 101 1270 100 = High commissions covering their staff costs (2016: 112%). Net commissions make up the 32% of their Net Banking Revenue and yielding 3% on Assets. 14 HOUSE_OVERSIGHT_026147