31th of December 2016 31th of December 2015 Assets Fair value of Assets Fair value balance collaterals balance value of value collateral s Mortgages Neither past due nor impaired 65 213 109 393 Past due but not impaired 3 12 10 27 Loans determined to be 31 168 104 242 impaired Other mortgages Neither past due nor impaired 15 62 78 192 Past due but not impaired 0.3 4 9 7 Loans determined to be 28 97 31 109 impaired Consumer loans Neither past due nor impaired 41 5 30 8 Past due but not impaired 1 0.2 1 0.3 Loans determined to be 0.1 2 0.3 2 impaired Overdrafts Neither past due nor impaired 7 2 6 4 Past due but not impaired 0.1 0.2 Loans determined to be impaired Other loans Neither past due nor impaired 519 150 419 98 Past due but not impaired 0.1 0.1 0.1 0.3 Loans determined to be 17.4 33 3 10 impaired Total 728 748.3 800.6 1092.6 Total loans net of 76.5 300 138.3 363 impairment Collateral coverage 392% 262% 12 HOUSE_OVERSIGHT_026145