costs me more than just the price I paid for the product, both in time and actual postage. Risk elimination just isn’t enough. This is where we enter the neglected realm of lose-win guarantees and risk reversal. The NR use what most consider an afterthought—the guarantee—as a cornerstone sales tool. The NR aim to make it profitable for the customer even if the product fails. Lose-win guarantees not only remove risk for the consumer but put the company at financial risk. Here are a few examples of putting your money where your mouth is. Delivered in 30 minutes or less or it’s free! (Domino’s Pizza built its business on this guarantee.) We’re so confident you’ll like CIALIS, if you don’t we’ll pay for the brand of your choice. (The “CIALIS® Promise Program” offers a free sample of CIALIS and then offers to pay for competing products if CIALIS doesn’t live up to the hype.) If your car is stolen, we’ll pay $500 of your insurance deductible. (This guarantee helped THE CLUB become the #1-selling mechanical automobile anti-theft device in the world.) 110% guaranteed to work within 60 minutes of the first dose. (This was for BodyQUICK and a first among sports nutrition products. I offered to not only refund customers the price of the product if it didn’t work within 60 minutes of the first dose, but also to send them a check for 10% more.) The lose-win guarantee might seem like a big risk, especially when someone can abuse it for profit like in the BodyQUICK example, but it isn’t ... if your product delivers. Most people are honest. Let’s look at some actual numbers. Returns for BodyQUICK, even with a 60-day return period (and partially because of it4), are less than 3% in an industry in which the average is 12-15% for a normal 30-day 100% money-back guarantee. Sales increased more than 300% within four weeks of introducing the 110% guarantee, and returns decreased overall. Johanna adopted this lose-win offer and came up with “Increase sport-specific flexi