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HOUSE_OVERSIGHT_012091

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CHART 4: REGIONAL VALUATIONS wo P/E RATIO (12M FORWARD) “ P/B RATIO ms RETURN ON COMMON EQUITY ee Mam MSCI ACWI Mmmm MSCI KOREA Mmmm MSC! ASIA EX. JAPAN Source: Bloomberg Hong Kong and China. Despite the recent strong performance, —_ Japanese utility sector currently trades at P/B ratio of 1.0x with the market is still inexpensive relative to other regions and _ the Tokyo regional electricity producer trading at a P/B ratio of indices. MSCI Korea's price-to-book (P/B) ratio of l.lx and _0.6x despite ¥10 trillion of possible unreserved liabilities price-to-earnings (P/E) (12 month forward) ratio of 9.4x are — stemming from a 2011 nuclear disaster. Finally, Korean banks 30% and 31% lower than MSCI Asia ex. Japan Index, respectively are currently trading at a P/B ratio of 0.8x, which compares as shown in CHART 4. favorably to Japan’s 1.0x and Italy’s 0.9x. It is estimated that the Three Korean industry groups or sectors currently offer loan portfolios of the Korean banks have improved in recent compelling relative valuations when contrasted against other Years 4s evidenced by improving ROE. In the most recent fiscal 5 P geographies. The Korean Automobiles and Components Ye Korean banks generated ROE of 7.7%, outperforming ‘ to) ; 9 industry group currently trades at a P/B ratio of 1.0x which Japan's 7.5% and Italy's 6.7%. compares favorably to Japan’s P/B ratio of 1.4x. When These discrepancies in valuation have just started to close with comparing the automobile original equipment manufacturers _ the new president and the formation of his cabinet, but Korean (OEM), Korean OEMs trade at a P/B ratio near 0.5x book, —_ market multiples have the potential to converge closer to global which is a steep discount to their Japanese rivals. The Korean __ levels with a successful execution of corporate reform. We are Automobiles and Components industry group appears not advocating that the new government implement heavy- undervalued when you also consider the fact that the fi

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