anlig kuaipay.com KUAIPAY, A PAYMENT TERMINAL NETWORK OPERATOR WHICH RETAILER MERCHANTS CURRENTLY USE KUAIPAY SERVICES? Currently more than 500 retail merchants have deployed Kuaipay payment terminals. Select merchants include: Walmart * BACKGROUND Kuipay built and operates a payment terminal network for Beijing Municipal Administration and Communication Card Ca, Ltd, a.k.a. Beijing YKT, a state owned company that is responsible for transportation card issuance, distribution and financial settlements. Beijing YKT was established as a government initiative, aiming to improve local residents' quality of life, and add convenience to their day to day activities. Beijing YKT has issued more than 30 million cards to date. Beijing YKT considers Kuaipay as its key strategic partner for achieving the objectives set by Beijing Municipality. Kuaipay is a Vesta-invested Chinese company WHAT KIND OF SERVICES DOES KUIPAY PROVIDE? • Small consumption payment processing • Small consumption top.up service • Mobile phone airtime top-up service • Store value card payment processing • China Merchant Bank Acquiring Kuaipay's payment terminals are also certified to process credit cards with Visa, MasterCard and China UnionPay logos. VISA VALUE CHAIN PARTICIPANTS Vo Card Issuer Beijing YKT HandiCard Hua Rui Fu Da ► Card Distributor ?Payment Terminal Network en,„. Merchant KFC, Watsons Walmart MOE Eli !Cl/ "P!'..!:. Consumer EFTA_R1_02010912 EFTA02686059