8 2 American Express PO Box 981532 El Paso, TX 79998 vivow.amerkanexpress.ean July 11, 2012 Jeffrey E Epstein 9 E 71st Street New York, NY 10021.4102 Account Ending In: 12003 Dear JEFFREY E EPSTEIN: Thank you again for contacting us about the charge:4) that appeared on your American Express® Card statement from RITZ HEALTH CLUB. Based on the response provided by the merchant we have concluded our investigation We wanted to let you know that RITZ HEALTH CLUB has provided support for this billing inquiry which we have enclosed/explained for your convenience. Based on the support we will not issue credit to your account for $1,391.06. The amount under review of S1,391.06 has been reapplied to your account and will appear on your upcoming statement. g If you suspects the charge to be fraudulent, please contact us immediately at the number on your Card and request to speak with our Fraud Department Please be assured that we have made every effort to resolve the matter fairly. Thank you for the opportunity to assist you in this matter. Sincerely, 0 0“26fro 8 Douglas DiPaola Vice President, Dispute Resolution American Express Company Dispute Reference Number. W784884 IBWIiiiIBI The issuer of this card is American Express Ceniunon Bar*. 3A01-277 FTL 8011 TSC PD20113A W784984 TRMUNCS30010007 N E FTA_R 1_01 9 38964 EFTA02671042