From: Richard Kahn Sent: Thursday, December 14, 2017 10:26 PM To: jeffrey E. Subject: Fwd: Carol S. Chomsky Marital Trusts - Distribution Richard Kahn HBRK Associates Inc. 575 =exington Avenue 4th Floor New York, NY 10022 tel fa ce Begin forwarded message: From: =/b>Deborah Pechet Quinan Subject: qb>RE: FW: Carol S. =homsky Marital Trusts - Distribution Date: =/b>December 14, 2017 at 5:27:23 PM =ST To: =/b>Noam Chomskyc 010111 a, "Richard Kahn Dear Noam, Financial planning may =e the wrong term for Max to have used. As I recall Nick was =ngaged to prepare your and Valeria's tax returns and those of =he marital trusts, and to provide a financial analysis of your and =aleria's cash flows and income sources. The financial =nalysis was to have formed a baseline for a discussion to determine, =ollectively, which "buckets" (i.e. the Marital Trusts, =he IRA, other sources of income) would be accessed and in what =roportions, to meet your and Valeria's cash flow needs. =nbsp;Since there is a difference between a financial analysis and a =inancial plan, perhaps Max used the term "financial planningQ=9D a bit loosely. The financial analysis was also intended to =rovide clarity to you and Valeria regarding how Bainco had been =haracterizing your expenses, as Valeria was concerned that they had =anipulated the presentation of the information on their reports. EFTA_R1_01701879 EFTA02547527