From: jeffrey E. <[email protected]> Sent: Monday, February 16, 2015 4:13 PM To: Kathy Ruemmler Subject: Re: 5th On Mon, Feb 16, 2015 at 11:10 AM, Kathy Ruemmler <mailto > wrote: =div dir="auto"> By "things" do you mean being over 40? =br>Sent from my iPad On Feb 16, 2015, at 9:08 AM, jeffrey E.=<jeevacation=gmail.com <mailto:[email protected]» wrote: risk avoidnace needs to be focus . things now are delicat=. silly to take unecesarry risks . On Mon, Feb 16, 2015 at 11:06 AM, Kathy =uemmler < <mailto > wrote: Mild compared to my friend Lis='s wrist -- she shattered it yesterday in a fall, so we spent a couple=of hours in the emergency room. She will need surgery in a few days.= Sent from my iPad wrote: On Feb 16, 2015, at 8:49 AM,=jeffrey E. <[email protected] <mailto:[email protected]» hows the chin? please note The information contained in this communication is confidential, m=y be attorney-client privileged, may constitute inside information, and=is intended only for the use of the addressee. It is the property of EFTA_R1_01640588 EFTA02509323