From: Ada Clapp Sent: Monday, January 27, 2014 8:03 PM To: [email protected] Cc: Eileen Alexanderson; Richard Joslin Subject: Second to die insurance Hi Jeffrey, When I ask Roger to run the policy illustrations, I =as planning to ask him to show us rates of return at 4%, 6% and 8%. = wanted to check with you first to see if you prefer to see illustrations =ased on other return rates. Thanks. Ada Clapp Elysium Management LLC 445 Park Avenue Suite 1401 New York, New York 10022 Direct Dial: 646-589-0303 Fax: 646-589-0330 Email: IRS Circular 230 Disclosure: Pursuant to IRS =egulations, I inform you that any tax advice contained in this communicati=n (including attachments) is not intended or written to be used, and canno= be used, by any person or entity for the purposes of (i) avoiding tax related penalties imposed by any gove=nmental tax authority, or (ii) proposing, marketing or recommending to ano=her party any transaction or matter discussed herein. I advise you t= consult with an independent tax advisor on your particular tax circumstances. This communication and any attachment is for the =ntended recipient(s) only and may contain information that is privileged, =onfidential and/or proprietary. If you are not the intended reci=ient, you are hereby notified that further EFTA_R1_01444726 EFTA02404796