To: From: Jeffrey Epstein Sent Mon 10/14/2013 9:12:37 AM Wiith the new banking regulations we were all asked to prepare stress tests . the consequences if such and such happened . as a first step I suggest -you ask attnys to prepare a fire drill on your estate planning. first the demise of either you r both, and then more importantly , the temporary disablity or incapacitation of either . who acts. ? powers, checks and balances. ? guardianships. . signing authorities. , the condition of disability, is the more probable and most ignored. Then how much tax needs to be paid , where does the money come from., what jurisidctions are you subject to. Then we can add speculations on what the cousins might try, regulators. insiders. etc. *********************************************************** The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to [email protected], and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA_R1_00422958 EFTA01953914