To: From: Jeffrey Epstein Sent Tue 8/7/2012 6:24:54 PM Subject: Re: LSJ Insurance thnaks send me a brakdosn of vlaues and perimenu propsoed. does it make sense that we hurrican on florida and st thomas? , should we cancel both and average over three years unlikely that both get hit.?? On Tue, Aug 7, 2012 at 12:23 PM, wrote: When we spoke last week i was unclear of the direction you wanted me to take Please advise PLEASE NOTE EFFECTIVE JUNE 5TH MY CONTACT INFO WILL BE AS FOLLOWS: HBRK Associates Inc. 575 Lexington Avenue, 4th Floor, New York, New York 10022 tel cell Begin forwarded message: From: Date: August 1, 2012 4:27:00 PM EDT To: Jeffrey Epstein <jeevacatioraqmail.com> Subject: LSJ Insurance I spoke with Herb and after he had discussions with Chards, our insurance carrier, he was only able to eliminate from the policy both the mechanical and generator buildings. This would decrease the annual premium from 325,000 to 215,234. He was unable to pick and choose other buildings to insure or not insure. We would still want to add a few of new structures (5 palms, new cottage, etc) which i estimate to cost approximately 15,000 (approximately 1.5% of value). Please advise on how to proceed. PLEASE NOTE EFFECTIVE JUNE 5TH MY CONTACT INFO WILL BE AS FOLLOWS: HBRK Associates Inc. EFTA_R1_00280787 EFTA01873414