From: PayPal <[email protected]> Sent: Tuesday, September 6, 2016 2:53 PM To: [email protected] Subject: We've updated our User Agreement and PayPal Debit Card Agreements PayPal policy updates now available. View online <https://epl.paypal- communication.co4H/2/v200000156fffbc3d58e487ef4bbe5cfc0/HTML> PayPal's Redesigned User Agreement Hi We're writing to let you know that we are updating our U.S. Us=r Agreement and PayPal Debit Card Agreements. We are making these update= to clarify our terms and make these agreements easier to read and navigat=. What you =9911 see in the updated User Agreement We are unveiling an entirely redesigned User Agreement for our U.S. cu=tomers. We've worked to make this new User Agreement a more user=friendly experience with content that makes it easier for you to understan= your rights and obligations when it comes to using PayPal's produ=ts and services. Here's what we've done: We've redesigned the User Agreement to simplify i=s format, with new color-coded headings so you can more easily find the in=ormation most relevant to your account. We've revised and reorganized the content of the =ser Agreement to be easier to follow and to include information where you=E2 d intuitively look for it. We are not changing the meaning of wh=t we say, only how we say and show it. The changes fall broadly into thr=e categories: • We added additional detai= on a number of topics including: opening and closing an account, withdraw=ng money, and managing money in multiple currencies • We reworded content in a =ore understandable and customer-friendly way • We removed some content t=at isn't essential and relocated other content to separate pages o= our site What you =9911 see in the updated PayPal Debit Card Agreements We've revised the Debit Card Agreements for both our PayPal Consum=r Debit Mastercard* and our PayPal Business Debit Mastercard'= to make them easier to understand by removing references between t