2010.Merol31 04 13 PM IPfrorgarCnase 212-46c-3311 10/15 J.P. Morgan Options Agreement J.P.Morgan I: To the extant permitted by (optima law, I agree lost any controversy (I) arising out of Or rtiatang to any d rr y Broarage Accounts meHtelned with IPHS1 tn any capacity, or (E) rating to fry Inotectione or ecawall roth any cd /PMS:1 successor Awls by merger, acousitIon, cr odor trainees CCerobinstion eta the Inception of such toluene ACCtunt; r (iii) rah respect to tranartiors of any iend executed by, tfrough, or with 1PY'SL its *Mars. *Wore, *gra, and/Or employe*: or (N) with respect to Mk Agrierntht, Or the claimed breath t ama, thee be reseeded KW/ end excloolywy by afb,710011 conducted only At the Finanquollnoustry Regulatory Authority, Into ("FIRM, ar through &Writ setim'eguletery orgeniaGon Mar) Sub ett to the juriedledon of the Securities and Exchange Cortvolietwe end pumuent to the artortrelkon owneedwel then In effect of any tJth aching. or MO Wormy elect !U de not mete tido dethon by Intend troll addressed to JAMS: at Its met office *Rhin Rye days lifter den ne by :PHU that I mate such electron, then MC HA neve the right to ofect the arbitration tribunal of Its choice >Arta tan any aware read by tM atb4tiS1 may be entered it any tout hiving jvieditiOn memo& : acknowledge that IPMSI ha advised me of the rellowiri: ARBITRATION IS FINµ AND BINDING ON THE PARTIES; THE PARTIES AR! WAIVING THEIR RIGHT TO SEEK REMEDIES IN COURT, INCLUDING THE RIGHT TO JURY TRIAL' PRE-ARBITRATION DISCO VCRY IS GENERALLY MORE UNITED THAN AND DIFFERENT FROM COURT PROCEEDINGS. THE ARBITRATORS' AWARD IS NDT REQUIRED TO INCLUDE FACTUAL FINDINGS OR LEGAL REASONING, AND ANY PARTY'S RIGHT TO APPEAL OR TO SEEK MODIFICATION OF RULINGS BT THE ARBITRATORS LS STRICTLY LIMITED; AND THE PANEL or ARBITRATORS Will TYPICALLY INCLUDE A MINORITY OP ARSITRATORS WHO WERE OR ARE AFFILITED WITH THE SECURITIES INDUSTRY. NO PERSON SHALL BRING A PUTATIVE OR CERTIFIED CLASS ACTION TO