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EFTA01583220

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Standing Instructions for Derivatives Collateral Transfers and Margin Loan Form - Overview and Instructions J.P.Morgan D. Transfers from the Margin Account to the Derivatives Account (Optional) Further, by checking the boxes below, the undersigned has elected to authorize, direct, and empower J.P. Morgan to take the following additional actions on the undersigned's behalf, which J.P. Morgan may do, but Is not obligated to do, and to make adjustments for any erroneous entries. If the cash maintained in the undersigned's Asset With Brokerage Derivatives Account and, if the undersigned has elected, the undersigned's Asset With Brokerage Account, are insufficient to meet any Derivatives Margin Call, then J.P. Morgan is authorized, without notice to the undersigned, to debit such amounts and transfer such assets (as determined by ).P. Morgan to be necessary to satisfy any Derivatives Margin Call) from the undersigned's J.P. Morgan account noted below (*Margin Account') and, If applicable, any cash proceeds from the sale of any money market funds, to the undersigned's Asset With Brokerage Derivatives Account. Margin Account Information: K This authorization is for the undersigned's existing account. Enter Account Number: K ThIs authorization is for an account that will be established by the undersigned In connection with the execution of tens authorization. The undersigned hereby agrees that upon the account's establishment and the assignment of an account nomber, J.P. Morgan will send the undersigned a confirmation statement verifying the account's establishment, the account number, and that this authorization applies to the account. E. Return of Excess Cash from the Derivatives Account to Pay Dawn Margin Loan (Optional) Further, by checking the box below, the undersigned has elected to authorize, direct, and empower J.P. Morgan to take the following additional actions on the undersigned's behalf, which J.P. Morgan may do, but Is not obligated to make

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