Statement Date: 01/20/13 - 02/19/13 Account Number Page 2 of 2 N Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Balance Percentage Subject To Interest Type Rate (APR) Interest Rate Charges PURCHASES • Purchases 13.24%(v) -0- -0- CASE ADvaiicEs ' Cash Advances 19.24%(v) -0- MLANCitinfilliktRi, ' Balance Transfer 13.24%(v) -0- (v) = Variable Rate 31 Days in Billing Period Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate. Annual Renewal Notice, How to Avoid Interest on Purchases, and other important information, as applicable. Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00056893 EFTA01578072