For the Period 1/1/08 to 1/31/08 Consolidated Summary Account Number Investment Account(s) FINANCIAL TRUST COMPANY, INC. FINANCIAL TRUST COMPANY, INC. Total Value Beginning Net Market Value Ending Net Market Value Change In Value Start on Page 2,648,004.64 33.49 $2,648,038.13 3,203,004.65 33.49 $3,203,038.14 555,000.01 0.00 $555,000.01 2 13 Client News INTRODUCING YOUR NEW STATEMENT Through our ongoing dialogue with you, we know that account statements can be a much more powerful tool to help you understand your complex financial picture. We have been making incremental improvements over the last several quarters. With this statement, we bring you a greatly enhanced view of your wealth. Your new statement is simpler, clearer and more informative. Please see the enclosed overview for more information. IMPORTANT YEAR-END TAX INFORMATION You should receive your 1099 tax reporting around February 29, 2008. If you have questions, please contact your Client Service team. 000000.0000.00.0000.000.000000000.000000 95.59.0.91.00001.FINAN18.20080228 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #B3 ST THOMAS 00802 VIRGIN ISLANDS, U.S. Page 1 of 17 EFTA01558511