CHASEn IMPORTANT INFORMATION FOR CONSUMERS ABOUT YOUR PERSONAL CHASE CHECKINO ACCOUNT March 0I, 2013 through March 29. 2013 Account Number. WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS ANI5OVERDRAFT FEES An overdraft occurs when you do not have enough money in yew account to oova o transaction, but we pay it anyway We can cover your overdrafts in two different ways. I. We have mandird overdraft practices that come with yew account. 2. We also offer overdraft OfOICNICRIMMIA such as a link to a sways or credit card account, which may be less expensive thm our standard overdraft practices To learn more. ask us about these plans This notice =Owls our aligulsol overdraft INSCIICCI What are the standard overdraft practices that come with my account' We &authorize and pay overdrafts for the following types of transathom Checks and other tramactsins made ming your checking account number Recurring debit card transactions We do not authorize and pay overdrafts for the following type of transaction unless you ask us to Everyday debit card transactions We pay overdrafts at our discretion. which means we do net euarantee that we will always author and pay any type of 1181116Clit41. If wed° ail_ authorize and pay an overdraft your transaction will be declined What fees wall be charged if Chase pays my overdraft" Under our standard overdraft practice; We will charge you a fee of $34 each time we pay an overdraft Also. each time your account is overdrawn for 5 consecutive business days. we will charge you an additional 515. That is a 3 per day limit on the above $34 fee we can charge you for overdrawing your account ; Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052850 SDNY_GM_00322048 EFTA01525024