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EFTA01511594

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07 12003 Account Number: FINANCIAL TRUST COMPANY, INC. July 01, 2003 - July 31, 2003 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 12 of 14 IMPORTANT INFORMATION ABOUT YOUR JPIASIMARGIN ACCOUNT If there ere any error. or omissions on this malement, or If you hare any questions about Plene contact your Olaf Account RIP•480840V4 or JAW, Compliance DeParranne at (212)4112323. Please keep the kelowng an mold when using Mrs statement b !reek your JPMSI brokerage actvfy This statentent combines tae general Ireton account rob% the specuslaremarandurn account required by Sefton 220 6 Regulation T As moored by Reeutstron T a bummedrecent &yaw separate account as ansibtsle upon has reined Important InfOrmatiOn about Mang and Valuall014. Prices some of whin are provided by prong aeons a other sons *Sin we deemrent* tie nagueratend fa scaacyarss reMzerbde neves Free min Manses in yaw account we not segregate/ and may be used in the operation of JPMSIs business subsea10 Imatens Of SEC R14015033 (Mien othenerso 'mewled. JPMSI Cw as (cents and deposrlenes ma hold yon Manes Upon yew Offhand. JPIASJ tot pay to you the anountofw free gee* banee and wit dense to you fun/.pad mambos heti On 300' behat *teen be be chested on any debit balance the method Of °obviating treble! rs dem:rated ma MJer sent ball maigu, aureate, Upon soften request JPMSI we I supply you with W most recant statement required to be Unshed to Miners under SEC Rub 17e-5(c) Ifs portal cell is mode wen respect to an Issue of goatees included in your liar Account we will Seco* the call by • method we doom taw and equitable You shout, have mceved sepses* JPMSI trade contrmetcns Ice each secuntes tranaction AO trarhections are subject *the lenr“ and osnektons sad on Ire reverse Sided sued contemohsris and are sutra *Me constauldn bylaws matorns and inbepretattens ate rnwfretplaco abbe executed and governed by and construed in a

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