10 Morgan Guaranty Trust Company of New York 2001 345 Park Avenue, New York, NY 10154-1002 Account Number:O 78805-00-1 FINANCIAL TRUST COMPANY, INC. We are pleased to announce an enhancement to your statements. Beginning with your October statement, we will report Good Till Cancel (GTC) information on your trade orders. Please review each months GTC Fisting for accuracy and notify your account representative if you should find any discrepancies. Gift Processing The holiday season will soon be here. If you plan to make securities gifts this year, please notify us before December 3, 2001. This will provide us with sufficient time to process your request and meet the year-end deadline. Confidential Asset Account Portfolio October I - October 31, 2001 JPMorgan Private Bank Page 1 of 14 Table of Contents Page Portfolio Summary 2 Cash and Short Term 3 Equities 5 Other 6 Private Investments 7 Trade Activity 9 Account Transactions 10 Account Officers Service Specialist RILEY Oa:0000000 CO 0000 000 000000000 OXCCS FINANCIAL TRUST COMPANY, INC. C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #2 ST THOMAS 00802 US VIRGIN ISLDS Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037103 SDNY_GM_00306301 EFTA01511283