JPMorgan Private Bank FINANCIAL TRUST COMPANY INC October 01, 2007 - October 31, 2007 J.P. Morgan Portfolios Alert! If you plan to make gifts of securities this year, please notify us before December 1, 2007. This will enable us to process your request prior to year-end and meet the deadline for tax-filing purposes. Table of Contents Account Summary Asset Account Portfolio Margin Account Portfolio coo= ooco ocao coo 0°00000w 0000000 400 500 OV 0000f FINANI8 FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN CIO AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #B3 ST THOMAS 00802 VIRGIN ISLANDS, U.S. Psge 2 JPMCB 3 JPMSI 14 Page 1 of 16 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033983 SDNY_GM_00303181 EFTA01508655