0 1 2005 Account Number FINANCIAL TRUST COMPANY INC January 01, 2005 - January 31, 2005 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 29 of 29 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Ifthare are any errant or OmittiOnt on dla stat.mw, Calf yOu have any at...MOO about 14 plane COONCI your suss Actount Representenve or JPASSI Compliance DepaiTilltnt at (21V 483-2323. Please keep the fallowing n mod when usag this statement to Pack yea JAMS: brokerage aeon* rho tastement combines your general largo wean: nsth the spec el memorandum account requeed by Seaton 220 6 Regubtan T As renewed by Regubbon T. a permanent recad 0()w seeable account is seasbbie taco pas itOLSOttl Important Waimea. about Pelting and Vatiattaat Popes some of neat yeprovided by acing arras a other seances *bob no deem rata* eve not guseanteed fa *cosy or ss reMzeade vino". Frey crear bagmen in yea account are not segregate/and may be used in the operation of JPMSIs &anon subject 10 The Insfauns Of SEC Rub 1503-3 Unless otherwise ',bawled. JPM.9 a as agent, and bobcat/bibs war bob/ your aecunbes Upon yew demand AM& wwpay to you the amount of or, free aed1 babn0e. and a deafer to you foonyed se0untee hekl On yea baba Intents!! be chested on any debit balance the machod Of °skirl:ging Vitae)t is described ma Mier sent loan rowan custonws Upon soften request JPMS) vol supply you with ov most won/ statement required to be (ams/led fo anslanen under SEC Rub 170-5(c) Ifs petal col is made wen respect so an awe of soaraes included in your anal Account no wel abaft the cam bye method we doom tar and equttebb You snood have reeved separateSAM trade conternabons each socuntos transaction AO tannctcns ea subject both* bans and OSeatOnS ssoad on Zr. rovers. Sided such confemahays and as swayer some OM,Mutn. by-laws aatoms and aberprobtons d the ?mash:Jac* n /Ito executed ✓d governed by and construed a acc