Account Number 12 FINANCIAL TRUIPPNY INC December 01. 2004 - December 31, 2004 J.P. Morgan Securities Inc. 2004 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 43 of 43 IMPORTANT INFORMATION ABOUT YOUR JIWASIMARGIN ACCOUNT Inhere are any anal or Omfet.lOnt OOPS fletemeaf, Of If you here any gundant about 14 pinta Contact you r SAM Account Representabve JPMSI Compliance Depart:110X at (214 4834323. Please keep the fatenng n mod when usag statement to Pack you JPMSI brokerage acts* This statement contests )our general neon wean: nW the speael memorandum account regueed by Seaton 220 6Rn...bean T As rebored by Regubbon T. a permanent reoad )0..ff separateaccount u eeembbie upon you- request. Important &formation Sakai Pricing and Yaliallant Popes some of new* seprovided by acing seams a otnef sources slidt no deem reAsbie ere not guscanfeed fa *coneya as roe-Wake nilyes Frey credit Mamas in yOof account are not segregate/and may ere used in the opensbon of JAMSts bosons subteC110 ale knubbons Of SEC Rub 1503-3 Unless otherwise instnicled. JPM-9 ads agents and depos4Cnes rear hob an Maui:be, Upon yew demand. PM& oft pay to you the amount of )ov free oaat babn0e. and w.Idetnyx to you foonyad mambas heal On yam belsaT Intent wN be staged on any debit balance. the matted Of cakulating interests descabed ina teller sent loan maw coatonws Upon wolten request as! ma supply you with W most recent statement required to be tufnisned to Customers under SEC Rob 170-5(c) Na patel cal n made with respect so an Issue of searaes included in your Maga Account we we abate the cam bye method we deem taw end equitable You stabil haw feceved seen* JPMSI bade confrmabons each secuntes transaction AO tarksactens ere subject both. Wens and 03CASTOOS sad on Zr. reverse MCP SWIcoolomarons and we subject so me consbruan. byaaws customs and abeeprelatans are ?nab:lobe* nha-o executed and goiened by one construed a accordance