11 12004 Account Number FINANCIAL TRUST COMPANY INC November 01, 2004 - November 30, 2004 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 35 of 35 IMPORTANT INFORMATION ABOUT YOUR JPIASIMARGIN ACCOUNT II there are any cot's or OmfeWOMI on This Statement, Or!! you hive any gunboat about 14 plane COONCI yourSAISIActountRepresentenve or JPMSI Compliance (*pelf:bent at (20 483.2323. Please keep the knowing n mod when tame this statement to ha yew JAMS: brokerage acts* This statement combines wsur general Imago &scant win the spec& memorandum account requeed by Seaton 220 6 Regubtbn T As rebored by Regubbon T. a permanent recad )0lar seeable account u eriaesbie teen ion regal Important &formation about Pelting and Valuation& Popes some of newt seprovided by acing sawn a other sources *h al no deem 'east* eve not guscanteed *cosy or as regazfigke values Free credit Ostances in account are not segregate/and may be used in the opeiebon of JAMS,' bosons suateC110 ale knkletuns Of SEC Rule 1503-3 Unless otherwise instructed. JPMSI ads agents and deposacnens war hob ma secures Upon yew demand. JAMS' mg pay to you the amount of ma free Peal banee and w.Idakpf to you foonad mambas he On yea WS! IntereSOwN be staged on any debit balance the meabd Of °obviating interests dose Abed ma leder sent toed maw custormvs Upon soften request JPMS1 will supply you with W most recent statement required to be ranted to Customers under SEC Rob 170-5(c) Na petal cog a made with respect so en Issue of somehow included in yew Mager Account we mesa:cote the ca0 by a method we doom our end equitable You snood he resented separate JPMSI bode contrmeons a each secuntes transaction AO tarksactens aro subject both* berms an 030d41003 sad on Zr. reverse MeAP such confomatons and so soiree some consauton by-laws ass tons and rbeeprotatesns of the morkoosisco n /Ito executed and governed by one construed n accorda