09 Account Number: FINANCIAL TRUST COMPANY INC September 01, 2004 - September 30, 2004 J.P. Morgan Securities Inc. 2004 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 62 of 62 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Ifthere we any wrote or OmftWOrlt Oa diht stalemw,t, Of If you here any gunboat about 14 plane Contact you r SAM Account Representative or JPASSI Compliance Depanmam at (214 4834323. Please keep the knowing an mod when asap Mrs statement to beak you JPMSI brokerage acts* rho statement combats poor general maga taccont nit the spec& Inemsrandum account regueed by Seaton 220 6 Regulatan T As rebored by Regobbon T. a permanent reead )0tor separate <Wean is leY•tbbit, LIM> )01./ regal Important &formation about Pacing anclValuilltang Popes some of newt seprovided by wow macets a other maces sin= no deem reAebte we not guwanfeed fa *coney or as reMzebAs values Free credit batances in yew account are not segregate/and maymaybe used in the operation of JAMSts bosons subject to The enslettons a SEC Rule 1503-3 Unless often-ins° insIncled. JAM& ads agents and depos4Cnes rear nok/ yvt, aficurbes Upon yew demand. AM& mg pay to you the snow* a )ot, free Peal babnce. and wt1 deb., to you foonyad soCunbas hekl On yOof barber Intern( wN be eltaged on any debt balance. Old mead Of cakulattng interests doscabed in a leder sent108a maw coatonws Upon soften request JAMS ea supply you with oce most recent statement required to be anted to Customers under SEC RS 170-5(c) Ifs patel cell is made was respect so an case of soon:tea included in your Lana Account no wet albcoas the cae bye method we doom far and econtebb You should haw mowed separate JPMSI Wade contemabons la each socuntros transaction AO tbroactens two subject bother leans and roncl.tons sad on Zr. rovers. Meg coolomarons and we subject bale consbulan. byJaws arstoms and rbeeprolatans are rnwkatplaco nee moaned and goie,wd by end