08 2004 .1.P. Morgan Securities Inc. 270 Park Avenue. New York, NY 10017 Account Number Margin Account Portfolio FINANCIAL TRUST COMPANY INC August 01, 2004 - August 31. 2004 1''JPMorgan Private Bank IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT If there we any area or OmISSIOat Otitis statement, or you have any questions about& Plane corner Yaw JAWS, AceMonitePrescdtaac driIPASSI ComPlaince EePannteht at (21V 1112323. Reese keep the knowing n mad when tang this statement to beak yea JPMSI brokerage ectifty This absament combats you general Inman excont men the speciel memorandum account requeed by Section 220 6 Regukaan T As required by Regubbon T. a permanent recant Ols)air separate account u triattabie upon )W regal Important MIOrmetIOn about Patina end Velitettate Popes some of newt seprovided by prong minced a otnef sourced *ha no deem relate we not guwanteed for *coney or ss meant,* volutes Page 48 cl 48 Frey mob Memos in you account are not segregate/ and may be used in the opeostion ofJPMSls business subject 10 The Smations Of SEC Rule 15033 Unlessabeam° instructed. JPMSI Cr as agents and baba:toes verb bob/ yon aecuobes Upon yOuf demand. 'PM& AMpayto you the snow* of wca free aedg babncer and wtIclekof to you fug/-pad soCuobbo hekl on )sou DOW Intent owe be chested on any debit balance. the medard Of ceitudting newest is described ma leder sent 10 an maigm cuatonws Upon mean tepees( JPMS1 roe supply you with ot, most Went abatement moored to be /embed fo Gushers under SEC Rub 171e5(c) We portal cell is mode with 'aspect so an issue of sonnies included en your lAwpin Account we wet eactias me cati bye method iv• doom lair end equitable You snood bra mooted separateSUSI bade confirmations la each securities tramocton AO taroactions ere subject kitho ems ant ronektons sad on the rovers. side Of such coolomarons and we sutra some constitution. byilaws custard end taetpretatans of m0 mothstaacin nbo-o executed and pawned by one co