06 12004 Account Number: FINANCIAL TRUST COMPANY INC June 01, 2004 - June 30, 2004 J.P. Morgan Securities Inc. 270 Park Avenue, New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 72 of 72 IMPORTANT INFORMA TEM ABOUT YOUR JPMSI MARGIN ACCOUNT If there me any &Mr, of Cattail on rites statement, oral you have any questions about& plate corner Yaw JAWS, 884088"4#88100five or •IPASSI ComPlanC4 04PannkaM at (21211112323. Reese keep the kabwing n mad when wag Ibis statement to beak your JPMSI brokerage ocavey This statement combats maur general Imago &scant with the venal memorandum account requEed by Seaton 220 6 Reigulatan T As required by Regubbon T. a pet manent mead 0..)w separate account ss eriatiabie upon ion regal Important tMamenon about Pelting and Valuation& Poop some of wench ans provided by acing seams a w' etch no deem rehab* eve not guranteeed Ia *cosy or ss metastasis naves Free cram Mapes rasa' account ate not segregated and may be used n Use camshaft of JPMSts business subset( 10 The anelliMons of SEC Nub 15033 U*es cabman° inalmaed. JPM,9 ads agents and depcplentss war had yon aecunbes Upon yew detainee JPMS1 nall pay to you the amount (Asa" free aeal babnce. and snI Pante to you foonsed aseunree heal On you Dakotey tolerate met be0*W on any debit balance the meaqd ofcakutang 3 dew bed ma Mier sent Pau margsn coalman Upon soften 'Squeal JPMSI wren supply you We CX/ nest Want statement required to be Wished to Customers under SEC Role 170-5(c) If. petal oil is made wan respect so an issue cleanse:we included in your Maga Account we well Saes the call bye method is. doom tih r and equitable You shwa have mewed sopa:goSPAS& *ado contonabons la each secuntos transacton AO therksactions,wo svbfact tithe MOW and 030C141003 salad on tro roarso sat d inch conlymatans and wo subsea maws constaaon by-laws aatorra and inkieproestans ol the moekomlaces nee* executed and gowomed by and construed a accordance wan the laws o