04 12004 Account Number: FINANCIAL TRUST COMPANY INC April 01, 2004 - April 30, 2004 J.P. Morgan Securities Inc. 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 82 of 82 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Inhere are any anal or OmtSWOrlit on This Statemene, Or/ you heve any gunboat about 14 pinta COONCI your suss Actount Representenve or JPMSI Compliance Depart:Mtn( at (214 4834323. Please keep the fallowing n mad when using mss statement to back yea JPMSI brokerage fl ay This statement combines wsur general nags racoon: nth the spec& Inerraandum account required by Section 220 6 Regubtan T As required by Regubbon T. a permanent record 0 I. )04T separate account ks eiyakiabie upon )nvir request. Important &formation abed: Pricing and Valuittlatt Popes some of newt seprovided by pfcmg sawed a other sources *hal no deem reAsbte eve not gurtanteed *cosy or as regaziaSs values Free credit Ostances in >Oa account ere not segregate/and may be used in the openstion of JPMSts bosons suateC110 ale Snagions Of SEC Rule 1503-3 Unless otherwise insbvaed. JPMSI arts agents and deposacnens war flak/ yvt, securities Upon yew demand. JPMSI wig pay to you the snow* of axt free aeal bisbnce and w.Idakpf to you foonad mambas hat, On yOuf bakfkr Intern( wet be chested on any debit balance mho methOd Of oekeAsting Vitali)t is descabed me leder sent load maga guars-,. Upon wan request -PM& wit supply you with ov nest natal statement required to be tufnisned to customers under SEC Rob 170-5(c) Ifs partial oil d made with respect so an Issue of soartbos included in axe Maga Account we we stbcate the cat by a method iv• doom fair and equitable You snood hawo 'caved sopwato-IPMSI trade conarnatens la each 'stunted transaction At tarksactions ere siggact b fhb term and 030dtOnS sad on Zr. rovers. sded such confomatans and se solvate some consbhacin byJaws ass tons and inbirprolabans able morkottilaco n /Ito inec