03 Account Number: FINANCIAL TRUST COMPANY INC March 01, 2004 - March 31, 2004 J.P. Morgan Securities Inc. 2004 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 88 of 88 IMPORTANT INFORMATION ABOUT YOUR JPIASIMARGIN ACCOUNT II there ace any area or entrant art Mb Stnnsent, Oaf you have any mundane about 14 nen COMM yoursiestActountRepresentenve or JPMSI Compliance DepaiTnItnt at (20 4812323. Please keep the fallowing n mad when usag this statement to beak yore JPMSI baterage study This statement notables )Oa general negn &scant men the spent memorandum account regueed by Seaton 220 6 Regulation T As required by Regubbon T. a permanent rend of Ms senate account is eriatlable upon ion request Important information abate Pricing and Valuating. Prim some of newt seprovided by acing amass a other swam shot no deem 'fragile se not energised fa *coney or as ratan** volutes Free acrid Ostances in yea account are not segregate/ and may be used in the aeration of JPMSIs bosons subteCtIO ale Ingetions Of SEC Rule 1503-3 Unless otheninse instructed. JPMSI ads agents and depostlenes real hob ma, aecutates Upon Ma demand. AM& all pay to you the amount of mov free aedt babnce and iviV deka to you foonad soeuntes hag On yOui DanaN lnlereSt wee be chested on any debit balance. Me methOd Of °obviating intefeaha dew bed n a teller sent Mall maigin custom's Upon eaten request JPMSI wia supply you watt ow most ran statement required to be futon/led to Customers under SEC Rule 171h5(c) Ifs paha Call is mode wth respect so an oweagent:go included in your Mar Account we waist:ate the ca. by a method iv• deem lair and gotta,* You snood hen (caved separate JPMSI trade confirmations la nth secuntes transaction AD tansactcns are subject bin wins and COICAtOnS sad on ire reverse sat such coolomarons and we sumac some constitutch byaaws aotorns and iberipretatons a Me makeiplacis nee moaned and gotened by one construed in accorda