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02 Account Number: FINANCIAL TRUST COMPANY INC February 01, 2004 - February 29, 2004 J.P. Morgan Securities Inc. 2004 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 58 of 58 IMPORTANT INFORMATION ABOUT YOUR JPIWSIMARGIN ACCOUNT Innate we any entre or omissions an Mb stalement, Of If you have any questions about melee contact your Olaf Account Raercserlea0Ve or JAW, Compliance DeParranne at an/ 4634321 Please keep the kikwang an mad when using Ste statement to ewe sow JPMSI brokerage actvey This staberrent combines )our general mono account reTh the specs& tram:tandem secant requeed by Seaton 220 6 Regulation T As revered by Recubbon T a penances' record &yaw separate account as available upon has request. filipOttant WOnnellOn about flaking and ValuIllOnt Poses some of wave are provided by ptong seances a other sown each we deem reasons we nor guwangeed Ia scanty or as reeambes neves Free mar Mantes in yOuf account we not segregate /and ewe be used nn the opeasbon of JPUSts business subsea to The Inagua, d SEC Nub 15033 Unless ofeenwse instsvoled. JPMSI Y as agents and depmknes rag bold get, mica/bee Upon yew densind. ROA& eve pay to you the snow* or )ote free creole babnc, and wtt deka' to you foonsad seamen heal on yeti Debar Intern( me be triaged on any debit balance the merlad Of cekulating inteve3h3 desonbed ima leder sent 10 all maigu, coalmen Upon aniten 'Squeal JEWS wesupply you with ov most resent statement required to be funissned to customers under SEC Rule 1 le-Sfol Ifs pate? calm made wen rasped ban stun cf.:cases included en yew lAtavn Account we wallet:cab the oaf by • method we doom ter and .0600 You shoed nave receved separate JPMSI Wade contrmeons each secuntes transacton AO transachons ere s4ect ktho tern ant ronektons :soled on skis reverse side d such coolomarons and we subject tome wreaked n. byJaws custom's and seerprelatcns of the mwasonlaco nerve executed and goterned by and

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