11 IMO Account Number: FINANCIAL TRUST COMPANY INC November 01, 2003 - November 30, 2003 J.P. Morgan Securities Inc. 270 Park Avenue, New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 61 of 61 IMPORTANT INFORMATION ABOUT YOUR JPIWSIMARGIN ACCOUNT Olney are any error* or omissions on data melement, Of If you have any questions about men* contact Your Olaf Account RaPresefleaUva or JAWS/ C66,0 4666* DePanaler6 at (2/2) 117.9325. Please keep the klbwang to mold when tube Ow, statement b Sock your JPMSI brokerage actvM This stolernent combines t.our general Ireton account rob% thespears! arm:random account required by Seaton 220 6 Regulation T As emoted by Rogulebon T a perverted reared dye separate account as enibble upon has revues! liwoOttant MIOnnellOn about Mang and VeltrIllOng. Hares some of watt are provided by ptong seances a other worms *atoll we deem reek,* se notguseenfeed fa scanty or as reMzerbde naves Free mar balances in yet account we not segregate/and may Da used m the operation of JPMSIs business subsea to Me Inklettons Of SEC Rule 15033 Unless offtentbe tnetsvcled. JPMSI ads agents and deposecnes M nokl your aecusasea (loon yew densind. ROA& evil payto you the anounf of )ota free cried, banes and wtt dekpr to you foonsad asanTea hekl on yew beater Intern( owe bechested on any debit balance toe mefhOd Of °obviating intros! o descrand me leder sent 10 ea margut warmers. Upon soften 'Squeal JPMSI WO supply you with ota most recant statement required to be funissned to asslomess under SEC Rub 17e-5(c) Ifs pater coll is made with respect so an Issue of sectraws included en your Mtn., Account we waist:ate the call by • method era deem few and equtebb You should nave mewed serpent* JPMSI Wade confernabons each 'emotes transacton AO transactens ere subject bib* MOW and COOdelOnS sad on Zr. reverse Sided such contomatons and are sutra tome cancan/a:A by-laws arstorns and inteeprotatbns am* rnwbscalaco Mato executed an