09 2003 Confidential FINANCIAL TRUST COMPANY INC JPMorgan Private Bank Page 1 of 72 J.P. Morgan Portfolios September I - September 30, 2003 Gift Processing Table of Contents The holiday season will soon be here. If you plan to make securities gifts this year, please notify us before December Page 1, 2903. This will provide us with sufficient time to Account Summary 2 process your request and meet the year-end deadline. Asset Account Portfolio JPMCB 3 Margin Account Portfolio JPMSI 70 000000 000000 0000 000 000000000 =COO FINANCIAL TRUST COMPANY INC ATTN: JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #83 ST THOMAS 00802 US VIRGIN ISLDS Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00031018 SDNY_GM_00300216 EFTA01506032