06 12003 Account Number: FINANCIAL TRUST COMPANY INC June 01, 2003 June 30, 2003 J.P. Morgan Securities Inc. 270 Park Mcnue, New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 51 of 51 IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT Inhale are any were or emissions WIMP matemerst, or If you have any questiOnt about la, men* contact Your Olaf Account RoPtesenfa0vo 04.08883/ C488388444 04Pattatent at M 23 483'2323. Please keep the kalowing an mold when using Mrs statement b track your JPMSI brokerage actvfy This stalernent combines your general nano account roM the special mem:random amount required ay Seaton 220 6 Regulation T reeoced by Regubbon T a ashamed reared &yaw separate account is available upon has request. Important Miasmata= abeuf Man. and Valualleng. Prima some of wench are provided by prong seences a cane' sources stitch we deemreek* we not gustenteed fa scanty ass reMzebb neves Free Great tattences in yew account we not segregate/and may be used in the opensbon of JPMSIs business autaeot to the Insfetens Of SEC Rule 15033 (Mien ode's se instructed. JAI& Ca as agents and dada:Wenn wit Mob yet, sews,., Upon yaM demand. JPMSI be pay to you the anounl of wts free °KW balance and wit deka' to you toy pad seateree had On yew bendy Intense( owe bechested on any debit balance the methed Of °obviating interests deacnbed ma leder sent ball margm cuatonws. Upon soften request JPMS1 will supply you era Ot/ most recant statement required to be tanned to customers under SEC Rub 17s-5(c) der pate calm made wen respect ban owe of socuraws included en yew Ilayin Account we wet albeate M» call by • method we doom lair and equitable You snood have mewed separateSAM trade confrrnabons aeon secuntes transacton AO tarksachons ere sweyeet bin* arms and cantons sad on the reverse Sided sue contomations and we sutra lathe constitute» by-laws auroras and eVerpretatons of the rnwfrehslaco where executed and governed by and construe