01 2003 Account Number: FINANCIAL TRUST COMPANY INC January 01, 2003 - January 31, 2003 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 38 of 39 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you Mink your statement Is incorrect or you mow. additional m Tonna ton about a trosaction on your Velment IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT If tilere aro any errors or omissions on this Statement, Or if you nay* any guatiOni ategut it, gni* contact your JPMSI Account ROpritienfalwa Or JPMSI Compliance !Apartment at Reese keep the Onewang on mind when Lang m's statement b track your JPMSI brokerage actvrty 7h,s s /element combines you general noon account men the soon& memorandum account revived by Sec:on 220 6 Requsation T As required by Reguleban T a permanent reoqrd or >our separate aCCOunt 4 anklet, * Leon lay Want Important Informabon about prang and Valuations. 14,0e3 Sta. Cot *Ott eeprOrded by Orrery Services 0, Meier sources what we deen Mak*. are not fps fl ed for accuracy cr as reaStrable wallies Free credit balances m your account are not segregated and may bo used in Ito aeration of JP/.45(1 bottoms Stalret PO me Ponta:OM of SEC Rule 15cX3 Unless otherwise arostuctod JPMSJ a its agents and dEcCISacoas apt nod mar socuram Upon your Mound JPMSI ir),Vpay to you the emu/7(01)ot% free anal been and mil dohc. to you fuat.pad socuntos hold on yaw bona Inmost wet lea charged on any debt balance. no frothed of cat ubeng interest's ckocnbcd m a New son: to all macro or:tarots Upon aratool request JPMSI wit supply you with cm most recent statonvnt fecund to be furnished to customers under SEC Rut. 17a-5(c) If a papal cars made men respect to an *sue of sec& abes encludal on yaw Mom Arearnt no watttbak the call by a method we deem ler and equitable You should have received seperaleJPIOSI bade contemobons for each sectertay Vandecton