01 12003 Account Number FINANCIAL TRUST COMPANY INC January 01 2003 - January 31 2003 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 38 of 39 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you think your statement is incorrect or you require additional MICerre non about a trantaCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT ll there are any Orrin Or &Mations On MIS Statement. Or if you nave any question abOul lk plena Contact your JPMSI ACCOunt Repredentative Or JPMSI COMplaanCe Department at (212)483.2323. Please keep the Asebienng on mod when using this statement b Pack yew JPMSI brokerage aavify This stalenXmloombvXm you general 'reign aCCOunt noth the *pee& TOMO Wean account ragweed ty Setter, 220 6 degtotatiOn T As Mg ortd by Regulebon T a pev oaten! record or )ors separate account a ava4• 80• 14000 Paine:Weal Important tnfonnaVon about pricing and valuations. Agri same a wad/ regraded by {vend serviced 0, Other sources whith we deem /ebb* are not fp/Manta& to' accvracy or as reoadable.alues Fencredit balances NI >ayaccount pro rot segregated and may by used in Zr. cperation d JP/.45/1 business subject to trio hestahOnS of SEC Rule 15cX.3 Unless OtherreS0 anstuctod !WS, a its agents and eepINT:003 es: hOd dIdt Seeded: Upon your demand JPMSI •Ar pay to you the amount of your fro. ['edit &Nance and will dohe- te ',IL NI fulhdacl SONnIeS hen on ye:Jr behaY Jahns: also Charged on any deb. balance rho method of cab/Wing interest rs erdatted m a Feeler sent to all margin customers Upon nraten request JPMSI wa' supply you with Orr rrostroceM statement resured to be lurn:Shal tOeudatners under SEC Rut. 17a-5(c) Ila porta/cal/is made wth respect to an 'sloe of securities tnetectol inn you, Margin A.-earmt ne wiV &boa* the oaf by a method we deem le, and equitable You should have recaved sepwaleJPIOSI bade conteme