12 Account Number. FINANCIAL TRUST COMPANY INC December 01. 2002 - December 31, 2002 J.P. Morgan Securities Inc. 2002 270 Park Avenue New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 39 of 40 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist it you think your statement is incorrect or you require additional MIOnr4 non about a nantaCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JAMS! MARGIN ACCOUNT It there are any Orrin a &Mations On MIS Maternal. Or if you nave any pertinent &DOW It. please Contact your JPMSI ACCOunt Representative Or JPMSI Compliance Department at (212)483.2323. Please keep the kayoing on mod when tang this statement b track your JPMSI &Menge acIvify This stalenevit combines 'Oa general margin aCCOunt aoth the spOOM inOmaanduen OCCOunt ragweed by Sedan 220 6 RectWatiOn T As required by Reputation T a pew oaten! record dour separate Matunt b available WOO la , request Important tnIonnalYon about prang and valuations. (40e3 SC0100, wad, are leaded by feting writes 0, Other Sources whiCh ne deem/oak* are not gt.eranteed Ion eau...Cy a as regaZable wlues Fencredit balances m you, account pro not segregated and may by used in Zr. operation of JP/.45/1 business Sutra. ..0 MO Amtations of t SEC Rule 15c3.3 Unless anonym, arostuctod !WS, a its agents and dep:ttecnos hod joNs SOCurtna Upon you' demand JPMSI ai*pay to you the amount of >our fro. end,: balance and and dame- to you fulki.oad socuntos held on your bona Interest me be Charged on any debit balance. rho frothed d cab/Wing interest rs atosaibod m a haler sent to an ma tom customers Upon amen request JPMSI wit supply you ...An ou frost tocoM man,: tcythrod to be 'VAL.:hal 10 antanierS under SEC Rae I 7a- c) Ile porta/cal/4 made wth respect to an issue of sects dery ,ncsuded en ye- Senn A.-eamt no vtiV &but* the call by a method we deem tau and equitable You should have received sepevaleJPIOSI trade conte