05 12002 Account Number: FINANCIAL TRUST COMPANY INC May 01, 2002 - May 31, 2002 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 27 of 28 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist of you think your statement is incorrect or you require additional in ft:KIMnon about a tranteCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT It there are any errors or omissions on this statement. OT if you nave any questions about please contact your JPMSI Account Representative or JPMSI Compliance Department at (212)433.2323. Please keep the kayoing on mod when using Nts statement b track your JPMS( brokerage acIvify This stalenemtoomtwxy your general 'reign aCCOunt worn the seer Memaandurn account reamed ty SeCtrOn 220 6 ROgaatiOn T As required by ReguMbOn T a to oaten! record or your separateMO:VIA m9 aveafbiel4000 repaid Important tnfonnaban about pricing and valuations. Eb0eS some a wad? ro prOydod by feting SeviCAR 0, Other sources *ha, we deem meet*. are hot fps soloed to' accuracy or as 'sizable miss Fen credit balances m yea, account Aro Oa segregated and may b0 used in Zr. operation d JP/.4Sts buttress subject10RO Porga.nOvIS of SEC Rue 15cX3 Unless aheareS0 inatuatd JAMS, a ds agents and dep:ditenos ,,,s4 nod rots socurtos Upon you' &Mind JAMS? .0/pay to you the amount of your tree oval baboce and will deinc. to gum fulk,..pad SOCuntOS held err yaw b011a insures: were Charged on any debt balance rho method of cab/Wing interest is Miscribcd m a totter son: to all margin customers Upon wntten request JPMSloig Supply you with our frost woo: statement nmund to be liontShOd to customers under SEC Rut. 17a-5(c) If a who/cal/is mode wth respect to an 'slue of securities included en wax Moron Aw-mmt we wiV &bra the oaf by a method we deem law and equitable You should have sepewaleJPIOSI bade contrma:vns fa each secteees tens