August 31, 2004 ZORRO TRUST Primary Account Number. July 31,2004 - Page 3 of 3 JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13ratk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Fonds Transfers (personal accounts only! Telephone or wine to the. Bank if you think your stamen( or receipt is strong. or 11 you need more mionnation about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement The address for inquirke appears below. We must hear from you no later than 60 days after we sent you the rattsT statemcnt on which the error or problem appeared. • Tell us your name and account mantas. • Describe the mar or the namsfa you arc unsure ahead, and explain as clearly as you can %shy you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected cum. Plisse direct all inquiries to your Morgan Acetate( Office at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error pomptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.5. and roint-o(-sale transactions), we will exredit your account for the amount you think is in emir so that you will have use of the RIOMY dunag the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account al once.