- May 29, 2 June 30, 2004 ZORRO TRUST 004 Page 3 of 3 Primers. Account Nunibet JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tenns For Accounts ;tnd Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13catk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only! Telephone or wine to the. Bank if you think your statanent or receipt is "Tong. or tt you need more mlonnation about an electronic transaction on a statement or receipt The phone number for inquiries is printed on the front of this statement The address for inquiries appears below. We must hear from you no later than 60 days ails we sent you the tittsT statement on which the error or problem appeared. • Tell us sour name and account mantas. •Ifescrilie the erlor or the transfer sou arc unsure ahead, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected arm Please direct all inquiries to your Mogan Accotmt Mica at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error pimply If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and rointsof-sale transactions), we will nxrcdit your account for the amount you think is in error so that you will have use of the money during the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once