November 29, 2W3 - December 31, 2003 Page 3 of 3 ZORRO TRUST Primary Account Number. JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the "Bad:"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only! Telephone or Wit to the. Bank if you think your stare ant or receipt is wrong. or H you need more mlonnation about an electronic transaction on a statement or receipt. The phone number for inquiries is pnnted on the front of this statement. The address for inquirim appears below. We must hear from you no later than (ii0 days ails we sent you the tittsT statement on which the error or problem appeared. • Tell us your name and account midst • I)escribe the mar or the transfer you arc unsure ahead, mid explain as clearly as you can why you believe it is an armor why you need more information. • Tell us the dollar amount of the SILSVOCkX1 error. Plasm direct all inquiries to your Mogan Accusal( Mica at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint arid will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the money thuing the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once