November 28,2003 ZORRO TRUST Primly Account Number. November 01, - Page 3 of 3 JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the (kneel Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the "Bad:"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only! Telephone or ante to the Bank if you think your statement or receipt is wrong. or H you need more lamination about an electronic transaction on a statement or receipt The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days eta we sent you the Futs'r statement on which the error or problem appeared. • Tell us your name and account mantra. •13escrilic the enor or the transfer sou arc unsure AEOLIC mid explain racially as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. Plitt direct all inquiries to your Morgan Accuser( Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error pimply If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in arar so that you will have use of the RIOMY during the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once if