March 01, 2006 - March 31,2006 Page 7 of 23 I NES, LIC JPMorgan 0 Primary Account Numbea Private Bank Important Information about Your Statement Accounts are subject to the Genaal Terms For Accounts and Services and applicable appendices and account agnxinail: Your accounts. unless other se indic.atedon the statement. are held by JPMorgan Chase Bank NA. (the "Bank"). Deposit &comas held at the Bank, including checking, savings, CD, and MOik, market accounts, are FDIC insunxl. In Case of Erron or Questions About Your Electronic Funds Transfers (personal accounts mill Telephone or write to the Bank if you think your statement or mop is %TON. Of if you need more mormation about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hair front you no later than 60 days after we sent you the FIRST internal on which the error or problem appeared. • Tell us your name and account numbs. • Describe the error or the transfer you arc unsure about. and explain as clearly os you can why you believe it is an error or why you need more information • Tell us the dollar amount of the suspected error. Please direct all inquiries to your Morgan Account Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark. DE 19713-2107 We will investigate your complaint and will correct any error promptly. If we take more than 10 banns days to do this (20 business days %r transactions outside the U.S and point•of-sale transactions), we will recralit your account for the amount you think is in error so that you will have use of the money during the lime it takes us to complete our investigation. In Caw of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you fed an error has takai place or have questions concerning a non-electronic transaction, telephone or write us within 3