October 01, 2004 - October 29, 2004 Page 6 of 22 NES, LLC Primary Account Number JPMorgan Private Bank Important Information about Your Statement Personal accounts are subjat to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. Ihniness accounts an: subject to the Tams and Conditions for Commercial Accounts or the General Terms For Accounts and Services Your accounts. unless otherwise indica-1ton the Statement. are held by JPMorgan Chase Bank (the 'Bank"). Deposit accounts held a the Bank, including checking, savings, CD, and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts onM Telephone or woe to the Bank if you think your statement or receipt is wrung. or if you need more animation about an electronic transaction on a 9atinnent or maim. The phone number for inquiries is printed on the front of this gateman The address for inquiries appears below. We must hair fmm you no later than 60 days after we sem you the FIRST internal on which the error or problem appeared. • Tell us your name and account number. • Describe the error or the transfer you an: unsure about. and explain as chanty as you can why you believe it is an error or why you need mote information. • Tell us the dollar amount of the suspected error. Please direct all inquiries to your Morgan Account Officer at II/Morgan Private Bank Client Service 500 Stanton Christiana Road. I AlIPS3 Newark. DIE 19711-2107 We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale tran.sactions), we will recrcdit your account for the amount you think is in error m that you will have use of the money during the time it rakes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If y