May 01, 2004 - May 28, 2004 Page 7 of 7 NES, U.0 Primary Account Number JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the (Mend Tams For Accounts and Services. Business :amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13ratk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Fonds Transfers (personal accounts only! Telephone or wine to the. Bank if you think your striatum( or receipt is wrong. or it you need more mionnation about an electronic transaction on a statement or receipt The phone number for inquiries is punted on the front of this statement. The address for inquirka appears below. We must hear from you no later than 60 days attic we sent you the rattsT statement on which the error or problems appeared. • Tell us your name and account limbo-. • Describe the emir or the transfer you arc unsure ghoul, mid explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected ems Plats: direct all inquiries to your Mogan Accoisit Officer at JI'Morgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error pimply If we take more than 10 business days to do this (20 business days for transactions outside the US. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the R1OJXY during the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account al once if you