July. 01. 2003 - July 31, 2003 Page 701 7 NES, U.0 Primary Account Number JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tams For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -1.1ratk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc HNC insured. In Case of Errors or Questions About Your Electronic Fonds Transfers (personal accounts only! Telephone or write to the. Bank if you think your statanent or receipt is wrong. or it you need more mlonnation about an electronic transaction on a statement or receipt The phone number for inquiries is punted on the front of this sum-anent The address for inquirim appears below. We must hear from you no later than 60 days attic we sent you the rattsT statement on which the error or problems appeared. • Tell us your name and account numba. • Describe the emu or the transfer you arc unsure ghoul, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. Plasm direct all inquiries to your Morgan Accurst( Mica at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in amt so that you will have use of the RI0MY dunag the tune it takes us to complete our investigation In Case of Erron or Questions About Non Electronic Transfers 'Neese examine your account at once. If you