November 01,2W6- November 30.2006 JEGE INC l'nman Account Munk Page 3 of 3 JPMorgan 0 Private Bank Important Information about Your Statement Accounts arc subject to the General Terms For Accounts and Services and applicable appendices and account agrainents. Your accounts. unlms otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (delimit( Deposit accounts held at the Bank. including chinking, savings, CD, and money market accounts, arc FDIC instant In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts oak) telephoneor write to the Bank d you think your statement or receipt is wrong, or if you nail more mlonnation about an electronic transaction on a statement or map. the phone number for inquiries is (mused on the front of this statonent The °Mem for inquiries appairs below. We must hair from you no Inter than 60 days atler we sent you the FIRST statement on which the error or problem appeared. • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the error or the transfer you are unsure about. JPMorgan Private Bank Client Service and explain as clauly as you can why you believe it is an 500 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-mle transactions). we wilt recredit your account for the amount you think is in error so that you will have we of the money dining the time it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions concerning a nonelectronic transaction, telephone or write us within in days