JPMorgan Private Bank EPSTEIN INTERESTS IMPORTANT INFORMATION J.P. MORGAN IS PARTICIPATING IN THE FEDERAL DEPOSIT INSURANCE CORPORATION (Foicys TRANSACTION ACCOUNT GUARANTEE PROGRAM (TAGP). FUNDS MAINTAINED IN ELIGIBLE CHECKING ACCOUNTS UNDER THE PROGRAM ARE FULLY GUARANTTED BY THE FDIC, THROUGH DECEMBER 31. 2009, REGARDLESS OF THE DOLLAR AMOUNT. UNLESS OTHERWISE NOTED BELOW. YOUR CHECKING ACCOUNT(S) IS ELIGIBLE. FOR INFORMATION ABOUT THE TAGP AND FDIC COVERAGE, PLEASE REFER TO THE FDIC WEBSITE: HTTPJANVVVV.FDIC.GOV. Please note this account had no activity during this statement period. The date of last activity for this account was 12./24/08 Primary Account- For the Period 1/1/09 to 1/30/09 Page 2 of 4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00009979 SDNY_GM_00279177 EFTA01488320